Office & Admin43-4041.00Specialization

Credit Authorizers, Checkers, and Clerks

Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.

$48,000
Median Pay
0-1 years
Training
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High Disruption Risk

This is a specialization of

Information & Record Clerks

Career Overview Video

AI Impact Assessment

AI Resilience Score

Score 0/6: high AI task exposure, declining job demand, limited human advantage creates significant risk from AI disruption

πŸ”΄High Disruption Risk

How we calculated this:

AI Exposure
High+0

65% of tasks can be accelerated by AI

Job Growth
Declining+0

-6% projected (2024-2034)

Human Advantage
Weak+0

EPOCH score: 7/25

Total Score0/6
Methodology: v2.0 - GPTs are GPTs / BLS / EPOCH Additive ScoringUpdated: 2026-01-09

Key Responsibilities

  • Keep records of customers' charges and payments.
  • Compile and analyze credit information gathered by investigation.
  • Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
  • Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.

Education & Training

Typical Entry Education

Bachelor's degree

Time to Job Ready

0-1 years

Based on Job Zone 2. For formal education duration only, see education_duration.

Technology Skills

Credit processing softwareMicrosoft OfficeDatabase systemsFinancial softwareVerification tools

Key Abilities

Oral ComprehensionWritten ComprehensionOral ExpressionProblem SensitivityNear VisionDeductive ReasoningInductive ReasoningSpeech RecognitionSpeech ClarityWritten Expression

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Compensation Details

$32,950
10th Percentile
$48,000
Median
$65,460
90th Percentile

Based on 14,290 employed workers

Also Known As

Accounts Receivable CoordinatorAuthorizerBranch ProcessorCall Out OperatorCharge AuthorizerCollectorCommercial Credit AdvisorCommercial Credit AnalystCommercial Credit OfficerCommercial Credit Reviewer

Data from O*NET 30.1 and BLS Occupational Employment Statistics

O*NET Code: 43-4041.00