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Online Merchants

Conduct retail activities of businesses operating exclusively online. May perform duties such as preparing business strategies, buying merchandise, managing inventory, implementing marketing activities, fulfilling and shipping online orders, and balancing financial records.

Median Annual Pay
$79,590
Range: $44,370 - $140,300
Training Time
4-5 years
AI Resilience
🟡AI-Augmented
Education
Bachelor's degree

🎬Career Video

📋Key Responsibilities

  • Fill customer orders by packaging sold items and documentation for direct shipping or by transferring orders to manufacturers or third-party distributors.
  • Receive and process payments from customers, using electronic transaction services.
  • Create, manage, or automate orders or invoices, using order management or invoicing software.
  • Deliver e-mail confirmation of completed transactions and shipment.
  • Correspond with online customers via electronic mail, telephone, or other electronic messaging to address questions or complaints about products, policies, or shipping methods.
  • Purchase new or used items from online or physical sources for resale via retail or auction Web site.
  • Determine and set product prices.
  • Calculate purchase subtotals, taxes, and shipping costs for submission to customers.

💡Inside This Career

The online merchant runs retail operations through digital channels—sourcing products, managing inventory, marketing listings, fulfilling orders, and handling customer service for e-commerce businesses that range from side hustles to major enterprises. A typical day involves constant multitasking. Perhaps 35% of time goes to order management: processing sales, coordinating shipping, handling returns and customer inquiries. Another 30% involves marketing and optimization—updating listings, managing advertising, analyzing sales data. The remaining time splits between sourcing, inventory management, platform compliance, and the financial tracking that running any business requires.

People who thrive as online merchants combine entrepreneurial drive with operational discipline and the ability to manage the diverse demands of running a retail business. Successful merchants develop expertise in their product categories while building efficient systems for the operational tasks that consume most time. They must adapt quickly to platform changes, competitive pressure, and shifting customer expectations. Those who struggle often underestimate the operational complexity beneath apparent simplicity or cannot maintain the discipline that sustaining a business requires. Others fail because they cannot differentiate in competitive markets or manage the financial aspects effectively.

Online retail has democratized commerce, enabling individuals to compete with major retailers through e-commerce platforms that provide infrastructure and customer access. The field ranges from individual sellers on marketplace platforms to substantial e-commerce businesses with employees and warehouse operations. Online merchants appear in discussions of entrepreneurship, the gig economy, and the transformation of retail.

Practitioners cite the independence of running their own business and the direct connection between effort and reward as primary rewards. Building a successful business provides entrepreneurial satisfaction. The work offers flexibility in schedule and location. The barrier to entry is relatively low. The learning encompasses diverse business skills. Success can scale significantly. Common frustrations include the platform dependence that means policy changes can destroy businesses overnight and the race-to-the-bottom pricing competition. Many find the customer service demands exhausting. The work-life boundaries blur in always-on retail. Success requires constant adaptation to platform algorithms and competitive dynamics.

This career requires e-commerce knowledge developed through experience, research, and trial, combined with sufficient capital for inventory investment. Strong operational and analytical skills are essential, along with resilience for the entrepreneurial journey. The role suits those seeking business independence who can manage operational complexity. It is poorly suited to those needing income stability, preferring employment to entrepreneurship, or unable to handle the stress of business ownership. Income varies enormously from supplemental to substantial, with most online merchants earning modest returns for significant time investment.

📈Career Progression

1
Entry (10th %ile)
0-2 years experience
$44,370
$39,933 - $48,807
2
Early Career (25th %ile)
2-6 years experience
$59,010
$53,109 - $64,911
3
Mid-Career (Median)
5-15 years experience
$79,590
$71,631 - $87,549
4
Experienced (75th %ile)
10-20 years experience
$106,300
$95,670 - $116,930
5
Expert (90th %ile)
15-30 years experience
$140,300
$126,270 - $154,330

📚Education & Training

Requirements

  • Entry Education: Bachelor's degree
  • Experience: Several years
  • On-the-job Training: Several years
  • !License or certification required

Time & Cost

Education Duration
4-5 years (typically 4)
Estimated Education Cost
$46,440 - $173,400
Public (in-state):$46,440
Public (out-of-state):$96,120
Private nonprofit:$173,400
Source: college board (2024)

🤖AI Resilience Assessment

AI Resilience Assessment

Moderate human advantage with manageable automation risk

🟡AI-Augmented
Task Exposure
Medium

How much of this job involves tasks AI can currently perform

Automation Risk
Medium

Likelihood that AI replaces workers vs. assists them

Job Growth
Stable
0% over 10 years

(BLS 2024-2034)

Human Advantage
Moderate

How much this role relies on distinctly human capabilities

Sources: AIOE Dataset (Felten et al. 2021), BLS Projections 2024-2034, EPOCH FrameworkUpdated: 2026-01-02

💻Technology Skills

E-commerce platforms (Shopify, WooCommerce)Inventory managementAnalytics toolsMicrosoft OfficeMarketing automationPayment processing systems

Key Abilities

Written Comprehension
Oral Expression
Written Expression
Problem Sensitivity
Oral Comprehension
Deductive Reasoning
Near Vision
Speech Recognition
Speech Clarity
Inductive Reasoning

🏷️Also Known As

E-Commerce Account ManagerE-Commerce AdministratorE-Commerce AnalystE-Commerce AssistantE-Commerce AssociateE-Commerce Business AnalystE-Commerce Business Channel SpecialistE-Commerce ClerkE-Commerce CoordinatorE-Commerce Developer+5 more

🔗Related Careers

Other careers in business-finance

🔗Data Sources

Last updated: 2025-12-27O*NET Code: 13-1199.06

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